Get more from your idle cash, from investments to insights
As a founder, building your business takes priority. Traditional banking products take time away from founders on actually building their businesses. Bad UX, high minimums and manual processes are preventing founders from the potential of earning tens or hundreds of thousands of returns on their idle GBP, EUR and USD.
We're changing that.
Connect banks and set Balance Reminders
Connect your bank accounts and set the minimum and maximum balance you need to have peace of mind you won't miss a payment.
Set up and sit back
Start earning up to 5%*. Set your investment preferences and your cash is invested into Money Market Funds, maximising your liquidity and yield.
Watch your runway grow
Move money between your Treasury and accounts at the click of a button. Enjoy same and next day liquidity so you always have cash when you need it.
Easily put your idle cash to work and earn up to 5%*, no minimums or lockups
Withdraw your cash to the right account, at the right time
Get out of your spreadsheets
See how Round could accelerate your business
Based on a fixed 12 month period with a
Get peace of mind with automated cash management. See where your business is running low on cash, and get notified when your balances change so you never miss critical payments. Effortlessly withdraw, based on your preferences, to give you back time and peace of mind.
It’s your cash — use it when you need it. Access your funds fast with same or next-day withdrawals to keep your cash flowing smoothly.
When you have questions, we have answers. Round’s platform connects with your Xero and aggregates your bank accounts with Open Banking to provide you with simplified reporting and insights so you can share what matters most with the least effort.
We’ll help you stay protected
Your money matters. Here’s how we ensure it is safe.
Both Round and the broker take security and protections of our user data very seriously. These measures include using secure protocols for data transmission, encrypting sensitive information and implementing two-factor authentication.
A money market fund is a low-risk investment that aims to give you a slightly higher return than a savings account. Money Market Funds invest in ultra-short-term debt (1-7 days) from the government or central banks and critical financial institutions.
Your brokerage account is in your name, and your assets are fully segregated from ours and other clients. Round or any third-party is not in the flow of funds.
Have some questions?
You'll need to be a UK entity and provide basic company information as well as the company's beneficial owners (with >25% ownership).
We use Interactive Broker as our prime brokerage and assist you in opening an account. Because the account is in your name, your assets are fully segregated which means they can be returned to you in the unlikely event of a default or bankruptcy of Round or its investment manager.
Money market funds consist of government backed securities such as bonds, notes and bills. The default risk on these instruments in the government collapsing and are typically considered safer than holding your money at a bank.
BlackRock Money Market Funds are custodied with JP Morgan in your name. This means the assets of the funds are separate and segregated from the assets of BlackRock or Interactive Brokers. In the event that BlackRock or Interactive Brokers is financially compromised, the assets would not be affected by any debts that BlackRock or Interactive Broker might have. In certain unlikely events, daily liquidity is not guaranteed.
Can’t find the answer you’re looking for? Feel free to get in touch with us.