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Many UK businesses are under-earning on their cash

Round helps UK companies with large cash balances see what their cash could be earning — and how to close the gap safely.

No obligation. Just a sensible conversation.

Using Banks

Banks aren’t incentivised to improve your return

A huge number of UK businesses keep surplus cash with their main bank. That seems like a rational choice — it’s familiar, low-effort, and feels safe.

But once your cash is on deposit, banks have little incentive to proactively offer their best rates. Improving your return simply isn’t their priority.

While better rates do exist, accessing them usually means opening new accounts, managing admin, and keeping track of changes over time. For most teams, that effort doesn’t feel worthwhile — so cash often sits earning less than it could.

Image of Round connecting to lots of different accounts

Using Round

A practical way to access better rates

Round helps businesses access preferential rates from trusted UK banks, without the usual hassle.

We handle the work behind the scenes — sourcing competitive rates, placing cash appropriately, and managing the ongoing administration. Then Round gives you a platform to manage it in one easy-to-use place.

From your perspective, very little changes. Your cash remains accessible and in your company’s name. The return is what improves.

Your money stays under your control

Cash held in your company’s name

Placed with established UK banks

Funds can remain accessible — no lock-ups

FSCS protection of up to £120k per bank

Round only earns a fee when your cash earns interest

What a short conversation would cover

Where your cash is currently held

What it could realistically be earning today

Whether there’s a meaningful gap worth closing

Platform

FX AI Treasury Manager Account Opening Agent Automated Workflows Supplier Payments Savings Accounts Connected Banking

Use Cases

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Disclaimers:
Nothing on this site is a recommendation to invest. Round does not offer financial advice. If you are unsure about investing we encourage you to speak to a financial advisor. Your capital is at risk when investing.

Round Financial Limited is authorised and regulated by the Financial Conduct Authority (FRN: 1050315), registered in England and Wales with company number 14609702. Registered office Senna Building, Gorsuch Place, London, E2 8JF, United Kingdom.

Round Financial Limited is an agent of Plaid Financial Limited, an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Round as its agent.

Round acts as an Introducer to Insignis Asset Management Limited (Insignis Cash). Round receives a revenue share in return for introducing clients to Insignis Cash. Insignis Cash is a trading name of Insignis Asset Management Limited (Company number 09477376). Insignis Asset Management Limited is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017 (813442) for the provision of payment services.

Keel Money Ltd. Ltd is an Electronic Money Institution authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 1020783). Client funds are safeguarded in UK- or EEA-authorised credit institutions but are not protected by the Financial Services Compensation Scheme. Round Financial Limited is appointed under Regulation 33 of the EMRs to distribute and/or redeem electronic money on behalf of Keel Money Ltd. and is not itself authorised to issue electronic money or provide payment services. More details can be found in the Keel End-User T&Cs, which you must agree to before using any services provided by Keel Money Ltd..

* Rates quoted are the net daily yield from BlackRock ICS Sterling Liquidity Fund as of 13 November 2025. Performance shown as Annual Equivalent Rate (AER) — the annualised rate of return based on daily-compounded NAV growth, including BlackRock fees and Round fees. See pricing page for more details.

** Withdrawal requests must be made by 10:30am for funds to be in your account by the end of the day.

***Assuming your business is eligible for up to £120,000 FSCS protection. Balances over £120,000 per bank will not be protected across all your cash holdings. The Financial Services Compensation Scheme (FSCS) does not cover any e-money products or any products offered by Frost Money Ltd. E-money is not a deposit, savings or investment product and is therefore not protected by the FSCS.

Senna Building, Gorsuch Place, E2 8JF