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Many UK businesses are under-earning on their cash
Round helps UK companies with large cash balances see what their cash could be earning — and how to close the gap safely.
No obligation. Just a sensible conversation.
Using Banks
Banks aren’t incentivised to improve your return
A huge number of UK businesses keep surplus cash with their main bank. That seems like a rational choice — it’s familiar, low-effort, and feels safe.
But once your cash is on deposit, banks have little incentive to proactively offer their best rates. Improving your return simply isn’t their priority.
While better rates do exist, accessing them usually means opening new accounts, managing admin, and keeping track of changes over time. For most teams, that effort doesn’t feel worthwhile — so cash often sits earning less than it could.
But once your cash is on deposit, banks have little incentive to proactively offer their best rates. Improving your return simply isn’t their priority.
While better rates do exist, accessing them usually means opening new accounts, managing admin, and keeping track of changes over time. For most teams, that effort doesn’t feel worthwhile — so cash often sits earning less than it could.
Using Round
A practical way to access better rates
Round helps businesses access preferential rates from trusted UK banks, without the usual hassle.
We handle the work behind the scenes — sourcing competitive rates, placing cash appropriately, and managing the ongoing administration. Then Round gives you a platform to manage it in one easy-to-use place.
From your perspective, very little changes. Your cash remains accessible and in your company’s name. The return is what improves.
We handle the work behind the scenes — sourcing competitive rates, placing cash appropriately, and managing the ongoing administration. Then Round gives you a platform to manage it in one easy-to-use place.
From your perspective, very little changes. Your cash remains accessible and in your company’s name. The return is what improves.
Your money stays under your control
Cash held in your company’s name
Placed with established UK banks
Funds can remain accessible — no lock-ups
FSCS protection of up to £120k per bank
Round only earns a fee when your cash earns interest
What a short conversation would cover
Where your cash is currently held
What it could realistically be earning today
Whether there’s a meaningful gap worth closing
